Personal Loans

Personal loans are a great way to help pay for a vacation, repair a vehicle, consolidate debt, or pay for a smaller purchase when you need some cash.


  • No application fee
  • Fast, easy application & approval
  • Terms up to 60 months

How to Get a Loan

Apply Now >
Or, stop in any of our branches or call a Loan Officer at 800-491-4309.

Personal Unsecured

Credit Tier750+720-749680-719660-679600-659599 or lower
0 to 12 months7.25%8.25%9.75%10.75%12.75%13.75%
13 to 24 months7.75%8.75%10.25%11.25%13.75%14.75%
25 to 36 months8.25%9.25%10.75%11.75%14.75%15.75%
37 to 48 months9.25%10.25%11.25%12.25%15.75%16.75%
49 to 60 months9.75%10.75%11.75%---

Holiday Loan: 1/2 Off Listed Rate – Valid November through January

Credit Tier750+720-749680-719640-679600-639599 or lower
0 to 12 months7.25%8.25%9.75%10.75%12.75%13.75%

Rates effective 6-18-19
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate.