Home Loans

Whether you are looking to purchase your dream home, use the equity in your current home for debt consolidation or even refinance, Service Center FCU has mortgage products you need including:

Conventional Mortgages

We offer fixed-rate conventional loans allowing you to help budget payments for the term that fits your lifestyle.


  • No application fee
  • Purchases or refinances
  • Pre-qualification

Home Equity Loans

We offer Home Equity and Home Equity Lines of Credit (HELOC) to help you leverage your home’s value for renovations or to consolidate debt.

Ready to Apply?

Simply stop in any of our branches or call a Loan Officer at 800-491-4309.

Current Mortgage Rates

Mortgage TypeAPR
30 Year Fixed RateCall Us
15 Year Fixed RateCall Us

Nationwide Mortgage Licensing System (NMLS)

 BranchNMLS #
Services Center FCU-408529
Jan PutnamYankton417554
Fonda LaceyYankton873274
Dallas OuderkirkYankton1794161
Monica DahlYankton1595580
Kim SimonsenParkston1577491
Shannon WiebengaSpringfield800145

Annual Percentage Rates (APR) are set by CU Mortgage and are subject to change daily.