Credit Cards

Our credit card program gives you options to meet your individual needs.

  • Worldwide acceptance
  • No annual fee
  • Lower fees
  • 24-hour help line
  • Online access to your SCFCU credit card
  • Mastercard SecureCode or Verified by Visa
  • Protect your card with MobiMoney


Available SCFCU Credit Cards

Credit CardAPR 
Mastercard Credit Card12.00%Download Application
Visa Credit Card12.00%Download Application


Current Credit Card Fees

Annual Fee$0
Balance Transfer$5
Cash Advance$5
Foreign Transaction1.00%
Late Payment$10 or less
Returned Payment$20
SCFCU Card Replacement$10

All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change monthly. The APR will vary with the market based on Prime Rate.

Protecting Your Card Information

Credit and debit card fraud occurs through a variety of channels. Here are a few things you can do to protect your information:

  • Carry only the cards you need.
  • Check for skimmers on ATMS or gas pumps before inserting your card.
  • Be cautious when using your card for online shopping or gaming. Make sure the site is secure and legitimate.
  • Don’t save card information in your web browser.
  • Never give your card information over the phone. Unless you initiated the call and trust the company.
  • Never leave the tip or total line on a signed receipt blank. These may be changed after you signed the receipt.