Auto & Motorcycle Loans

Whether it is your first car, your dream car, or a motorcycle, we can help you drive away with a great rate.

Benefits

  • No application fee
  • Fast, easy application & approval
  • Same low rates on new or used cars
  • Purchases or refinances
  • Pre-qualification for better negotiating

How to Get an Auto Loan

Apply Now >
Or, stop in any of our branches or call a Loan Officer at 800-491-4309.

Auto & Motorcycles: 2019 – 2016

Credit Tier750+720-749680-719640-679600-639599 or lower
0 to 24 months3.00%3.50%3.75%5.25%8.25%11.00%
25 to 36 months3.25%3.75%4.00%5.50%8.50%11.25%
37 to 48 months3.50%4.00%4.25%5.75%9.00%11.75%
49 to 60 months3.75%4.25%4.50%6.25%10.00%12.75%
61 to 72 months4.25%4.75%5.00%7.25%--
73 to 84 months5.00%5.50%6.00%---

Auto & Motorcycles: 2015 – 2013

Credit Tier750+720-749680-719640-679600-639599 or lower
0 to 24 months3.50%4.00%4.50%5.75%8.75%11.75%
25 to 36 months3.75%4.25%4.75%6.00%9.00%12.00%
37 to 48 months4.00%4.50%5.00%6.25%9.50%12.25%
49 to 60 months4.25%4.75%5.25%6.75%10.50%13.25%
61 to 72 months4.75%5.25%5.75%---

Auto & Motorcycles: 2012 or Older

Credit Tier750+720-749680-719640-679600-639599 or lower
0 to 24 months4.00%4.50%5.00%6.25%9.00%12.25%
25 to 36 months4.50%4.75%5.25%6.50%9.25%12.50%
37 to 48 months5.00%5.25%5.50%7.00%9.75%12.75%
49 to 60 months5.50%5.75%6.00%7.50%11.00%13.75%

Get an Indirect Loan from a Dealer

Shop Online at Country Ford Shop online at Tyndall Motors Shop online at Berkley Motors
Shop online at Yankton Motor Company Shop online at All Seasons Powersports Shop online at Yankton Motorsports

Rates effective 12-01-18
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate.