Auto & Motorcycle Loans

Whether it is your first car, your dream car, or a motorcycle, we can help you drive away with a great rate.

Benefits

  • No application fee
  • Fast, easy application & approval
  • Same low rates on new or used cars
  • Purchases or refinances
  • Pre-qualification for better negotiating

How to Get an Auto Loan

Apply Now >
Or, stop in any of our branches or call a Loan Officer at 800-491-4309.

Auto & Motorcycles: 2019 – 2017

Credit Tier750+720-749680-719660-679560-659
0 to 24 months3.25%3.75%4.00%5.50%Ask about our
Smart Choice Lending Program
25 to 36 months3.50%4.00%4.25%5.75%Ask about our
Smart Choice Lending Program
37 to 48 months3.75%4.25%4.50%6.00%Ask about our
Smart Choice Lending Program
49 to 60 months4.00%4.50%4.75%6.50%Ask about our
Smart Choice Lending Program
61 to 72 months4.50%5.00%5.25%7.50%Ask about our
Smart Choice Lending Program
73 to 84 months5.25%5.75%6.25%- Ask about our
Smart Choice Lending Program

Auto & Motorcycles: 2016 – 2014

Credit Tier750+720-749680-719660-679560-659
0 to 24 months3.75%4.25%4.75%6.00%Ask about our
Smart Choice Lending Program
25 to 36 months4.00%4.50%5.00%6.25%Ask about our
Smart Choice Lending Program
37 to 48 months4.25%4.75%5.25%6.50%Ask about our
Smart Choice Lending Program
49 to 60 months4.50%5.00%5.50%7.00Ask about our
Smart Choice Lending Program
61 to 72 months5.00%5.50%6.00%--

Auto & Motorcycles: 2013 – 2010

Credit Tier750+720-749680-719660-679560-659
0 to 24 months4.25%4.75%5.25%6.50%Ask about our
Smart Choice Lending Program
25 to 36 months4.75%5.00%5.50%6.75%Ask about our
Smart Choice Lending Program
37 to 48 months5.25%5.50%5.75%7.25%Ask about our
Smart Choice Lending Program
49 to 60 months5.75%6.00%6.25%7.75%Ask about our
Smart Choice Lending Program

Auto & Motorcycles: 2009 and Older

Credit Tier750+720-749680-719660-679560-659
0 to 24 months4.75%5.25%5.75%7.00%10.25%
25 to 36 months5.50%5.75%6.25%7.50%10.75%
37 to 48 months6.00%6.25%6.75%8.00%11.25%

Get an Indirect Loan from a Dealer

Shop Online at Country Ford Shop online at Tyndall Motors Shop online at Berkley Motors
Shop online at Yankton Motor Company Shop online at All Seasons Powersports Shop online at Yankton Motorsports

Rates effective 3-01-19
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate.