ATV, Snowmobile, & Personal Watercraft Loans

Whether it is an ATV, snowmobile, or personal watercraft, we can help get you outdoors enjoying the things you love.


  • No application fee
  • Fast, easy application & approval
  • Purchases or refinances
  • Pre-qualification for better negotiating

How to Get a Loan

Apply Now >
Or, stop in any of our branches or call a Loan Officer at 800-491-4309.

ATVs, Snowmobiles, & Watercrafts: 2015 – 2020

Credit Tier750+720-749680-719660-679560-659
0 to 36 months5.50%6.50%7.50%9.50%11.50%
37 to 48 months6.50%7.50%8.50%10.50%12.00%
49 to 60 months7.50%8.50%9.50%11.50%12.50%
61 to 72 months8.50%9.50%---

ATVs, Snowmobiles, & Watercrafts: 2014 or Older

Credit Tier750+720-749680-719660-679560-659
0 to 36 months6.25%8.00%9.00%11.00%13.25%
37 to 48 months7.25%9.00%10.00%--
49 to 60 months8.25%10.00%- --
61 to 72 months9.25%----

Get an Indirect Loan from a Dealer

Shop online at All Seasons Powersports Shop online at Yankton Motorsports

Rates effective 6-18-19
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate.