Share Certificates & IRAs

Our share certificates and IRAs are a great way for steady growth.

  • Terms from 91 days to four years
  • Earn dividends based on deposit amount and term
  • Minimum deposit as low as $100 for IRAs and $500 for certificates
  • 36-month youth certificates

 

Current Share Certificate Rates

TermDividendAPYMinimum Deposit
91 Day0.09%0.09%$2,500
182 Day0.15%0.15%$2,500
12 Month*0.25%0.25%$1,000
18 Month*0.30%0.30%$1,000
24 Month*0.48%0.48%$1,000
30 Month* **0.50%0.50%$500
36 Month* **0.75%0.75%$500

 

Current IRA Rates

TermDividendAPYMinimum Deposit
91 Day0.09%0.09%$2,500
182 Day0.15%0.15%$2,500
12 Month*0.25%0.25%$1,000
18 Month*0.30%0.30%$1,000
24 Month*0.48%0.48%$1,000
30 Month* **0.50%0.50%$500
36 Month* **0.75%0.75%$500
48 Month* **1.75%1.76%$100

*0.10% less on Share Certificates that receive a dividend check.
* **Minimums for children under 18= $100 for 30 & 36 month.

All dividend rates and Annual Percentage Yields (APY) are declared by The Board of Directors of Services Center Federal Credit Union and are subject to change monthly. A complete description of these accounts is available upon request and will be provided at account opening. Fees may reduce earnings.