CURRENT RATES

 web page last updated:  Wednesday, February 01, 2012 03:00 PM

 
 Regular Savings (Regular Share Account) Dividend Rate APY Minimum  
  .10% .10%

$100

    
 

Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of directors. A complete description of these accounts is available upon request, and will be provided at account opening. 

 

 
 CDs (Share Certificate) Dividend Rate APY Minimum  
  91 Days 0.11% 0.11% $2500    
182 Days 0.18% 0.18% $2500
  1 Year# 0.30% 0.30% $1000    
  18 Months# 0.40% 0.40% $1000    
2 Years# 0.60% 0.60% $1000
  30 Months*# 0.65% 0.65% $500    
3 Years*# 0.90% 0.90% $500
             
* Minimums for children under 18 = $100.00 for 3 year and 30 months
# .10% less on Share Certificates that receive a dividend check

Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of directors. A complete description of these accounts is available upon request, and will be provided at account opening. 
 

 
 IRAs   Dividend Rate APY Minimum  
  91 Days 0.11% 0.11% $2500    
182 Days 0.18% 0.18% $2500
  1 Year# 0.30% 0.30% $1000    
18 Months# 0.40% 0.40% $1000
  2 Years# 0.60% 0.60% $1000    
30 Months*# 0.65% 0.65% $500
  3 Years*# 0.90% 0.90% $500    
4 Years# 2.00% 2.00% $100
* Minimums for children under 18 = $100.00 for 3 year and 30 months
# .10% less on Share Certificates that receive a dividend check

Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of directors. A complete description of these accounts is available upon request, and will be provided at account opening. 
 

 
 Vehicles Term/Length APR
with approved credit qualify for a rate as low as

2008
thru
2012

 Vehicles, boats, motorcycles and campers up to 36 months 5.00%  4.00%  3.00%
 

2008
thru
2012

 Vehicles, boats, motorcycles and campers up to 48 months 5.50%  4.50%  3.50%
 

2008
thru
2012

 Vehicles, boats, motorcycles and campers up to 60 months 6.00%  5.00%  4.00%
 

2005
thru
2007

 Vehicles, boats, motorcycles and campers up to 36 months 7.00%  6.00%
 

2005
thru
2007

 Vehicles, boats, motorcycles and campers up to 48 months 7.50%  6.50%
 

2004
&
Older

 Vehicles, boats, motorcycles and campers up to 36 months 8.50%  7.50%
 

2008
&
Newer

Personal watercraft, snowmobiles and ATVs up to 36 months 7.50%  6.50%
 

2008
&
Newer

Personal watercraft, snowmobiles and ATVs up to 48 months 8.00% 7.00%
 

2008
&
Newer

 Personal watercraft, snowmobiles and ATVs up to 60 months 8.50% 7.50%
 

2007
&
Older

Personal watercraft, snowmobiles and ATVs up to 36 months 9.25%  8.25%

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 Home Improvement Loans Term/Length APR (fixed)    
  $25,000 Maximum  up to 60 months 7.00%    
$25,000 Maximum  61 - 120 months 10.50%

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 Mortgage Term/Length   APR (fixed)
  Home Mortgage up to 30 years   call or email us for current rates

Annual Percentage Rates are subject to change daily as determined by CU Mortgage Direct.

 
             
 Furniture and Appliances Term/Length APR (fixed)    
  Furniture and appliances up to 24 months 8.50%    

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 Shared Secured APR      
  Shared Secured 5.00%      

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 CD Secured APR (minimum)      
  2% above CD percentage 5.00%      

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 Signature APR      
  Signature Loans 12.50%      

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 

 
 Rescue Net APR      
  Signature Loans 13.00%      

Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of directors

 
 

--- IMPORTANT LINKS ---

REALTORS

 CAR DEALERSHIPS FINANCIAL TOOLS
   Century 21 - Yankton    Master Listing    SCFCU Loan Calculator
   Coldwell Banker - Yankton    NADAguides.com
   Merkwan Realty - Yankton    Kelley Blue Book
   Car Fax
   IRS Website

 
 

Services Center Federal Credit Union
Mail: PO BOX 704 Yankton, SD 57078
Phone: (605) 665-4309
Fax: (605) 665-4314
email

This Credit Union is federally insured by the National Credit Union Administration.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
page last updated: 02/01/2012
©Copyright 2003 Services Center Federal Credit Union