Education

Important Phone Numbers

If you feel that your information has been compromised, please contact the Services Center FCU during regular business hours at 1-800-491-4309 or 605-665-4309. If you feel your MasterCard debit/credit card information has been compromised please contact the Credit Union during regular business hours at 1-800-491-4309 or 605-665-4309. MasterCard's 24-Hour hotline is reached by calling 1-800-528-2273.

AnnualCreditReport.com – This site gives you a free credit report. This site is sponsored by the three major credit bureaus. It is completely free, and you are not obligated to buy any products for accessing your report.

FakeChecks.org – This site is developed by the National Consumers League and is information for consumers about the different types of counterfeit check scams.

Stay informed about recent scams with this site. CU*Secure has up to date articles on recent scams and fraud prevention tips for consumers.

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting agencies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your application for credit, insurance, employment, or renting a house.

This NCUA Share Insurance Fund estimator can help you determine the eligibility of your shares for share insurance. The basic insurance amount is $250,000 per individual account holder, per federally insured credit union. Joint account holders are insured up to $250,000 per joint account holder, per federal insured credit union.

This is the US Treasury, Bureau of Public Debt site that will help you calculate the current or future value of any US Savings Bond.

As of January 1, 2012, Savings Bonds will no longer be sold at Financial Institutions or by mail. If you would like to purchase savings bond, you must do so online through Treasury Direct.

This is the NMLS Consumer Access Website. As part of the SAFE Act, the federal banking agencies and Farm Credit Administration specified certain information provided to the NMLS Federal Registry be made publically available. This information is viewable through the NMLS Consumer Access.

Services Center FCU NMLS#408529
Laurie Warfel NMLS#417494
Jan Putnam NMLS#417554
Fonda Lacey NMLS# 873274
Shannon Hagen NMLS#800145
Judy Jackson NMLS#417563

Learn all about Credit Unions from this site. This site has information on the credit union industry as a whole and explains the differences between a credit union and a bank.

Allows you to search for your name on the South Dakota Treasurer’s unclaimed property list. Unclaimed property is unclaimed or abandoned intangible property. This includes checking and savings accounts, certificates of deposit, payroll checks, money orders, dividends, checks etc.

The Social Security administration allows you to keep track of your earnings online. You can estimate your future benefits if you are still working, manage benefits and more.

This site provides financial education for all stages of life. It includes games for youth as well as financial tips for life events such as marriage and retirement.

Each year, nearly 12 million people in the United States take out a payday loan, often spending billions in principal, interest and fees. The latest video in NCUA’s Consumer Report series, explains how payday loans work, highlights important features consumers should be aware of and alternatives consumers should consider before taking out a payday loan.

Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Share Insurance Fund Insures member savings in federally insured credit unions, which account for about 98 percent of all credit unions in the United States. Deposits at all federal credit unions and the vast majority of state-chartered credit unions are covered by National Credit Union Share Insurance Fund protection, and not one penny of insured savings has ever been lost by a member of a federally insured credit union.

The Internal Revenue Service (IRS) has released a series of tips intended to increase public awareness of how to protect personal and financial data online and at home. ​The tips can be found on the IRS' website using the button to the left.