| Regular Savings (Regular Share Account) | Dividend Rate | APY | Minimum |
| .05% | .05% | $100 |
Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening. Fees may reduce earnings.
| Certificates | Dividend Rate | APY | Minimum |
| 91 Days 182 Days 1 Year # 18 Months # 2 Years # 30 Months * # 3 Years * # |
0.09% 0.15% 0.25% 0.30% 0.48% 0.50% 0.75% |
0.09% 0.15% 0.25% 0.30% 0.48% 0.50% 0.75% |
$2500 $2500 $1000 $1000 $1000 $500 $500 |
* Minimums for children under 18 = $100.00 for 3 year and 30 months. # .10% less on Share Certificates that receive a dividend check. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate.
| IRA's | Dividend Rate | APY | Minimum |
| 91 Days 182 Days 1 Year # 18 Months # 2 Years # 30 Months * # 3 Years * # 4 Years # |
0.09% 0.15% 0.25% 0.30% 0.48% 0.50% 0.75% 1.75% |
0.09% 0.15% 0.25% 0.30% 0.48% 0.50% 0.75% 1.75% |
$2500 $2500 $1000 $1000 $1000 $500 $500 $100 |
* Minimums for children under 18 = $100.00 for 3 year and 30 months. # .10% less on Share Certificates that receive a dividend check. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term IRA.
| Vehicles | Term/Length | APR |
| 2011 - 2016 Vehicles, Boats, Motorcycles, Campers 2011 - 2016 Vehicles, Boats, Motorcycles, Campers 2011 - 2016 Vehicles, Boats, Motorcycles, Campers 2008 - 2010 Vehicles, Boats, Motorcycles, Campers 2008 - 2010 Vehicles, Boats, Motorcycles, Campers 2007 & Older Vehicles, Boats, Motorcycles, Campers 2011 & Newer Personal Watercraft, Snowmobiles, ATV's 2011 & Newer Personal Watercraft, Snowmobiles, ATV's 2010 & Older Personal Watercraft, Snowmobiles, ATV's 2010 & Older Personal Watercraft, Snowmobiles, ATV's |
up to 36 months up to 48 months up to 60 months up to 36 months up to 48 months up to 36 months up to 36 months up to 48 months up to 36 months up to 48 months |
2.00% # 2.50% # 3.00% # 4.00% # 4.50% # 5.50% # 5.50% # 6.00% # 8.25% # 8.50% # |
# with approved credit qualify for a rate as low as. Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.
| Credit Card | APR |
| 10.50% |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors. The APR is variable and will vary with the market based on the Prime rate. Transaction charges include a $5.00 balance transfer fee; $5.00 cash advance fee; and a 1% foreign transaction fee.
| Home Improvement Loans | Term/Length | APR (Fixed) |
| call or email us for current rates & terms |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors. Sending information via email is NOT secure. Do NOT send personal and account information to these email addresses.
| Home Mortgage | Term/Length | APR (Fixed) |
| up to 30 years | call or email us for current rates & terms |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.
| Share Secured | APR |
| 5.00% |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.
| Certificate Secured | APR (Minimum) |
| 2.00% above Certificate Rate | 5.00% |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.
| Signature | APR |
| Signature Loans | 12.50% |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.
| Rescue Net | APR |
| Overdraft Protection | 13.00% |
Annual Percentage Rates are subject to change monthly as determined by the Credit Union Board of Directors.